Financial Frequently Asked Questions

Midwifery Program FAQs
Financial Questions for the Midwifery Program Only

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Do you take payment plans?
Payment plans are not usually needed because tuition is paid per term, it can be paid per course. A late fee of $25.00 per course added after the start of each term, so paying per term is usually best. A  term is 12 weeks with two to four courses of three to six credits each.  Check the course number for the order.   You can pay with a check, debit/credit cards, or by PayPal. In cases where a matriculating (admitted into the program) student has a unexpected financial situation arise they can contact the business office for arrangements.

Why is your tuition so low in such a high quality program?
A cornerstone of our mission is to provide high quality community-based midwifery education at a reasonable cost. As a 100% online program, we have no classrooms to equip, and a lower overhead then at a brick and mortar school.  

Can you take Federal Financial Aid (Title IV)?
We regret that we presently are not able to do so.  It is one of our goals to become eligible to accept Title IV funds. Obtaining such eligibility, however, is a lengthy process for a new school, taking four or five years. The good news is our tuition is so low you won’t graduate with a huge debt of student loans.  

Can you take student loans? Any Federal Student loans such as Stafford loans are part of the Title IV program and we are not eligible yet to accept them. There are private loan companies that pay for schools and we are researching these. Most people pay their tuition per term on a credit card and pay as they are going along so they don't have a huge debt upon graduation.

Do you offer scholarships or work study?
No, but we do sometimes offer employment opportunities for midwifery program students to offset some or all of their tuition costs.

What is your refund policy?

Students who request a refund within 5 calendar days of enrolling for any course, will receive a refund of all money paid.  A student may cancel enrollment by giving written notice to Aviva Institute via either email, letter, or by clicking here to fill out and submit the withdrawal form.

Withdrawals will not be considered valid until a confirmation receipt is sent.  Refund will be made within 30 days after the effective date of the withdrawal notice or termination notice.  

Students who cancel after the 5th calendar day following registration for any course will be subject to a $75 non-refundable registration fee per course. In addition to the non-refundable registration fee, the following course refund policy will apply.


Course Refund Policy for courses that are 7-10 weeks in length

Published Length of Course

Refund of Tuition Due Student ...

7-10 Weeks

During 1st Week = 100%*

  After 1st Week = 80%*

After 2nd Week = 60%*

After 3rd Week = 40%*

After 4th Week = 20%*

After 5th Week = 0%*

*All tuition refunds are calculated after subtracting the $75 non-refundable registration fee for any course cancelled after the 5th calendar day following registration.

 

Course Refund Policy for courses that are 1-6 weeks in length:

Refund Tuition due student if withdrawn During Week 1: 100%*

Published    Length of

Course




Refund Tuition due student AFTER

Week 1*

Refund Tuition due student AFTER

Week 2*

Refund Tuition due student AFTER

Week 3*

Refund Tuition due student AFTER

Week 4-6*


1 Week






 70%


N/A


N/A


N/A


2 Weeks




 70%


40%


N/A


N/A


3 Weeks




 70%

40% 


20%


N/A


4 Weeks




 70%

 40%

 
20%


0%


5 Weeks




 70%

 40%

 
20%

 0%


6 Weeks




 70%

 40%

 
20%

 0%

*All tuition refunds are calculated after subtracting the $75 non-refundable registration fee for any course cancelled after the 5th calendar day following registration.

 

BEST Course Refund Policy:

Students who cancel after the 5th calendar day of registering for their course will be subject to a $75 non-refundable registration fee. In addition, if the student completes at least one lesson assignment the following table will apply:

Course Completion Percentage

Refund Percentage

Up to and including 10% of the course

90%

Between 10% and 25% of the course

75%

Between 25% and 50% of the course

50%

More than 50% of the course

Not eligible for refund

*All tuition refunds are calculated after subtracting the $75 non-refundable registration fee for any course cancelled after the 5th calendar day following registration.


For Fees:

There is no refund on application, enrollment, or advance placement assessment fee.

 

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